Five steps. Two seconds. No bank involved.
Here is exactly what happens from the moment you click Send to the moment your family gets the rupees.
Protocol Entry & Wallet Connection
Connect your Solana wallet to the Velocity Protocol. The system utilizes USDC (Standard SPL-Token) for all cross-border liquidity to ensure stability and zero volatility during the transit phase.
Real-time Quoting Engine
Our dynamic quoting engine fetches mid-market forex rates for the USD/INR pair. We apply a fixed 0.3% protocol fee, providing you with a guaranteed delivery amount before execution.
Atomic On-chain Settlement
Upon signing, your transaction is broadcast to the Solana Mainnet-Beta. It reaches finality in approximately 400ms, creating an immutable ledger proof of your transfer's initiation.
Liquidity Bridging & Off-ramp
The Velocity bridge detects the on-chain event and instantly converts the USDC liquidity into fiat rails. This phase bypasses traditional SWIFT delays using a network of local liquidity nodes.
T+0 Payout Fulfillment
The final INR amount is credited to the recipient's UPI bank account via the NPCI network. The recipient receives funds instantly as a standard bank credit, with no crypto interaction required.
Ready to try it yourself?